Auto insurance brokers are the people that can actually write insurance policies. They are the ones that are licensed to operate an insurance agency and they are also the ones that hire and train the auto insurance agents that staff most agencies. They are typically licensed by the state and have more experience than the agents working under them, but can they save you money?
The answer is yes they can save you money, but not as much money as you could save yourself if you were to shop for your car insurance online. Some auto insurance brokers specialize in finding low quotes for their customers and for many years this was the only way to find a great deal on car insurance.
Now consumers have another option; they can shop online for their car insurance and cut out the middle man. Shopping for an auto insurance policy online is the surest way to find the best deal on car insurance.
The reason for this is that when you shop online for vehicle insurance you are able to view quotes from multiple companies. Car insurance is a very competitive industry so the companies will do their best to earn your business. As always competition benefits the consumer.
The car insurance quotes you receive from the competing companies will be estimates based on how you answer certain questions so to get the most accurate quotes it is important to answer the initial questions as completely and accurately as possible.
After you review the quotes and find the one to your liking make sure that it offers you the coverage level that you need before purchasing it. If everything looks good then you will have found the least expensive car insurance for which you are qualified and you should give yourself a pat on the back.
by: David Ackland
